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A 5/1 Adjustable-Rate Mortgage (ARM) is a type of mortgage loan where the interest rate is fixed for the first 5 years and then adjusts annually based on market indices. The '5' refers to the number of years the interest rate is fixed, while the '1' indicates that the rate adjusts once per year thereafter. This type of loan can be beneficial if interest rates are expected to fall or remain stable, but borrowers should be aware of potential rate increases after the initial fixed period.

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Risk warning: Digital asset trading is an emerging industry with bright prospects, but it also comes with huge risks as it is a new market. The risk is especially high in leveraged trading since leverage magnifies profits and amplifies risks at the same time. Please make sure you have a thorough understanding of the industry, the leveraged trading models, and the rules of trading before opening a position. Additionally, we strongly recommend that you identify your risk tolerance and only accept the risks you are willing to take. All trading involves risks, so you must be cautious when entering the market.

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